Effective Date: June 11, 2025
Company: USA Benefits Group, represented by William Daugherty – Signature Agent (DBA Bridgesperity.com)
These Terms of Service govern your use of our website, services, and communications, including health insurance consultations, quotes, enrollments, and digital interactions. By accessing or using our services, you agree to be bound by these terms.
1. Services Provided
USA Benefits Group, through William Daugherty – Signature Agent and DBA Bridgesperity.com, provides health insurance quotes, plan recommendations, and policy enrollment assistance for individuals, families, and small businesses.
2. Eligibility
Our services are intended for U.S. residents who are 18 years or older. By using our services, you affirm that you meet this eligibility requirement.
3. Use of Information
Any information you provide to us will be used in accordance with our Privacy Policy and applicable laws such as HIPAA and TCPA. You agree that the information you submit is accurate and truthful.
4. Consent to Communication
By submitting your contact information, you authorize us to contact you via phone, SMS, and email. This may include the use of automated technology. Message and data rates may apply. Consent is not a condition of purchase. You may opt out by replying “STOP”.
5. Health Information Protection
All personal health information (PHI) shared with us is protected under HIPAA. We implement physical, administrative, and technical safeguards to ensure the confidentiality and security of your data.
6. Business Associate Agreements
We require all vendors that may handle your PHI on our behalf to sign Business Associate Agreements (BAAs) to ensure compliance with HIPAA.
7. Limitation of Liability
We strive to provide accurate and up-to-date insurance information, but we do not guarantee specific outcomes. We are not liable for losses or damages resulting from reliance on information provided by us.
8. Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the content or privacy practices of those third parties.
9. Termination of Service
We reserve the right to terminate or suspend your access to our services at any time for violations of these Terms or applicable law.
10. Changes to Terms
We may update these Terms of Service from time to time. Continued use of our services indicates your acceptance of the revised terms.